13 The Terrace Cambewarra Village, 2540 NSW

DHA Investment

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Nestled in the peaceful and family-friendly Cambewarra Village, this immaculately presented four-bedroom home offers the rare combination of modern comfort and guaranteed income. Currently leased to Defence Housing Australia (DHA) on a long-term agreement ($770 per week), this property represents a truly hands-off investment opportunity with the security of a government-backed tenant.

Built to a high standard with quality finishes throughout, the home features a spacious open-plan living and dining area with rich dark timber-look flooring that flows seamlessly through the entertaining spaces. The generous kitchen is a standout, boasting crisp white cabinetry, stone benchtops, a large island bench with breakfast bar seating, gas cooktop, and ample storage — perfect for the home chef.

The master suite is generously proportioned with sliding door access to the rear yard, a walk-in robe, and a striking ensuite featuring floor-to-ceiling dark stone tiles, a freestanding bath, and a frameless glass walk-in shower. Three additional bedrooms are all well-sized with built-in robes and ceiling fans, serviced by a stylish main bathroom.

A separate family room provides flexible living options, while the covered alfresco area extends the entertaining space outdoors. The fully fenced, low-maintenance yard with established lawns offers a safe space for children and pets, all set against the stunning backdrop of the Cambewarra escarpment.

Why Invest in a DHA Property?

Defence Housing Australia is a Commonwealth Government business enterprise responsible for providing housing to Australian Defence Force members and their families. A DHA lease offers investors a level of certainty and security that is virtually unmatched in the residential property market.

Government-Backed Income Security
DHA is backed by the Australian Government, meaning your rental income is guaranteed for the duration of the lease — regardless of whether the property is occupied or vacant. Rent is paid directly to your nominated account, every time, on time.

Long-Term Lease with Renewal Options
This property benefits from a 6-year fixed lease term running through to February 2030, with a further 3-year option to renew. This provides up to 9 years of secure, predictable rental income — an exceptional proposition for any investor.

Hassle-Free Property Management
DHA manages the property through their Property Care service, handling all tenant liaison, routine maintenance coordination, and property inspections. The 16.5% management component is built into the lease structure, so there are no additional property management fees to pay.

Annual Rent Reviews
Rent is reviewed annually on 31 December in line with market conditions, ensuring your return keeps pace with the local rental market. If either party disputes the assessment, an independent valuer can be appointed.

No Vacancy Risk, No Bond Hassles
Unlike a standard investment property, there is no rental bond, no vacancy periods to worry about, and no risk of tenant default. DHA pays rent continuously for the full lease term, whether a Defence member is residing in the property or not.

Property Returned in Good Condition
At the end of the lease, DHA is required to return the property in a condition consistent with its age and fair wear and tear, having maintained it throughout the tenancy. This protects the long-term value of your asset.

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